Welcome to Kidd Insurance Services
Kidd Insurance Services is headed by Ian Kidd. With over 30 years’ experience in the insurance industry, Ian is qualified to Associateship level with the Chartered Insurance Institute and holds Chartered status. Ian’s experience is broad-based, across all industry types within the SME sector.
Our vision is to provide a hands on, high quality service that never compromises on quality. All clients, irrespective of size, will receive a personal and professional service on an on-going basis with the aim of achieving long term, trusted and valued relationships.
Construction, Manufacturing, Professional Services, IT, Distribution, Retail, Charity, Motor Fleet, Motor Trade and Start-up businesses.
What We Do
Kidd Insurance Services is fully independent with access to an extensive network of insurers, including Lloyds and London markets.
The insurance industry, in modern times, utilises far greater automation with many faceless operators, offering high volume, non-advised sales to SME clients. Many organisations, particularly smaller businesses, have very specific needs and the one size solution may not deliver in its entirety when called upon. We believe that all clients’ insurance exposures should be identified and clearly explained. The insurance solution proposed should fit the clients’ needs and be reviewed regularly to maintain adequacy over time.
Whether you are a new or established organisation, an initial assessment of all exposures facing the business will be carried out. The review is useful to identify any areas where cover can be re-structured for efficiencies. This will also allow for any possible improvements or deficiencies in any current arrangements to be identified. Once discussed and agreed, an insurance solution will be designed and marketed to our network of insurers on your behalf. Our fully costed and recommended insurance solution will be fully explained to you with the opportunity for any questions or changes. There is no cost or obligation for the review.
We provide a comprehensive and swift claims service to all of our clients. Our team are always on hand to provide support and advice when you most need it.
Basic risk management is provided in conjunction with insurers to pinpoint your key business risks and help you contain them. We are also able to offer fee based Health & Safety & HR support in conjunction with our chosen partners.
Whether a Retailer, Manufacturer, Distributor, Motor Trader, Fleet Operator, Motor Trader, Property Owner or other Organisation, bespoke coverage can be arranged at competitive premiums. Such cover may include; Property, Business Interruption, Money, Goods in Transit or Marine Cargo, Employers, Public & Products liability, Computer, Engineering, Financial lines such as Professional Indemnity, Directors & Officers liability, Crime & Cyber Liability.
''Kidd Insurance Services indeed lives up to its values of protecting businesses and treating each customer as an individual. Ian is very proactive and takes ownership to ensure his customers have the right product that suits their business needs and supports them throughout the journey. We cannot thank Ian enough for making sure our company is fully protected. Ian is such a pleasant person that we now consider him a friend as opposed to an insurance broker.'' Sharon D’souza, Director, Sharon Services (UK) Ltd
Whether one of the traditional professions or whether Scientific, Information Technology or Hardware & Software Services, bespoke cover can be arranged at competitive premiums for such exposures as Property, Computer, Legal Liabilities, Professional Indemnity including North American contracts, Directors & Officers Liability, Crime & Cyber Liability.
"I would like to formally thank you for all of the help and guidance in reviewing our company insurance policies. The advice we received regarding our Professional Indemnity, Public & Employers Liability was first class. Thankfully you took the time to dissect, review and advise me in a manner I understood and also saved me money by suggesting alternative and more relevant policies for our requirements. Overall, the service I received from you in dealing with these policies has proved invaluable to me and once again I thank you for your service. I would not hesitate in recommending your services and will happily refer you to others. Thank you Ian, it’s very much appreciated." Vikki Westwood, Director, Wellwood Communications Ltd
We have vast experience of arranging construction covers that would fully comply with JCT conditions and we only offer markets that would be approved by main contractors. In addition to any property and business interruption covers, we can provide cover for employers liability, public and products liability, contract works, contractors plant, hired in plant, temporary buildings, employees tools and effects, design and build professional indemnity.
"We would highly recommend Ian to any start-up business like ours. From our initial meeting and close consultation, Ian has been very amenable and has delivered us a fantastic all-inclusive insurance package covering our Public & Employers Liability, Hired in Plant and Fleet Insurance. Ian has a detailed knowledge of the construction industry insurance market, specifically in our case the demolition/asbestos removal market and has provided us with a tailored solution that fits directly to our Year 1 business plan. Many thanks again and we would be delighted to provide any reference to any prospective client." James Warren, Director, Kinetic Demolition Ltd
We have vast experience of arranging covers, including residential and outreach services, such covers include; property (including residents effects), loss of revenue, fidelity, employers liability (including volunteers), public liability (including abuse), management liability (including trustee indemnity), medical malpractice, professional indemnity where, for example, there may be counselling or educational programmes developed or where there is any exposure with media.
“We contacted Kidd Insurance when we needed to increase our Insurance cover. And although there are not many Insurance companies that provide the policy we required the actual cover, and ensuring we had the correct cover was complex. Ian spent time ensuring we understood and had the correct levels of cover in place – taking the time to understand our business requirements.” Karen Gillie, Office Manager, Foster Care Connect
Our partnership with Momentum Broker Solutions means we have access to an extensive network of insurers. Momentum knows the insurance market inside out so with their access to the insurers and our knowledge of our customers, we are able to provide policies and prices to rival national brokers. The comprehensive support provided to us by Momentum also means we are able to focus all of our efforts on giving you the quality, face to face service you need.
You’ve invested time, money and are about to embark on the journey of your life. Your business will become your livelihood as well as that all important investment for the future. It is vital that your business is protected correctly from outset and that your insurance coverage adapts to meet your needs as your business[…]
Kidd Insurance is pleased to support the local community as a sponsor of Oatridge Golf Club, West Lothian. If your business insurance is below par, raise your game with Kidd Insurance Services! For more information about the club, check out their website at http://www.binnygolfclub.co.uk/
Now making connections with our chosen partners, ask me about…
At Kidd Insurance Services our aim is to provide added value to our clients. As such, we are delighted to announce our partnership with Croner. As a trusted partner of Kidd Insurance, and one of the UK’s leading providers of Health and Safety support, services and software, Croner can provide you with a variety of[…]
Residential Let Property TYPES OF COVER AVAILABLE Buildings Cover Landlords Contents Cover Accidental Damage Cover available Loss of Rent and Alternative Accommodation Damage to Cables, Drains and Underground Pipes Trace and Access cover Replacement Keys and Locks following Theft Accidental Glass Breakage for Fixed Glass & Sanitary ware Property Owners Liability Competitive premiums Instalment facilities[…]
The issue In recent times, charities and not-for-profit organisations are faced with many challenges. Increasing governance and regulation means that local authorities now require high levels of Insurance coverage to be evidenced. Finding the right insurance product to meet these requirements can be difficult. The insurance market offering specialist coverage remains in short supply. It[…]
Did you know? The Insurance Act 2015 A new legal framework that redefines a customer’s duty of disclosure for every business insurance policy comes into effect on 12th August 2016. The act modernises Insurance law with the aim of making recovery from Insurers simpler and fairer where claims arise. The duty of disclosure now requires[…]
Kidd Insurance Services launches a new service that is for the benefit of Tradesman or Small Contractors. What will the service offer? We appreciate that discussing business insurance is not always suitable during regular hours. The new service will offer an out-of-hours call-back so that you will have the opportunity to benefit from advice and[…]
Did you know? Work at Height Regulations took effect on 6th April 2005 and state that no work should be performed at height if there is a safe and practicable alternative. Why does this matter? Falls from height are one of the biggest causes of fatalities and major injuries in the workplace. Breaches of the[…]
Did you know? Source: Association of British Insurers Why does this matter? Underinsurance can result in a claim settlement being reduced. In some instances, claims can be rejected or the Insurer may require an additional premium to be paid. What should I do? You should reassess your ‘Sums Insured’ to ensure that they represent the[…]