Welcome to Kidd Insurance Services
Kidd Insurance Services is headed by Ian Kidd. With over 30 years’ experience in the insurance industry, Ian is qualified to Associateship level with the Chartered Insurance Institute and holds Chartered status. Ian’s experience is broad-based, across all industry types within the SME sector.
Our vision is to provide a hands on, high quality service that never compromises on quality. All clients, irrespective of size, will receive a personal and professional service on an on-going basis with the aim of achieving long term, trusted and valued relationships.
Construction, Manufacturing, Professional Services, IT, Distribution, Retail, Charity, Motor Fleet, Motor Trade and Start-up businesses.
What We Do
Kidd Insurance Services is fully independent with access to an extensive network of insurers, including Lloyds and London markets.
The insurance industry, in modern times, utilises far greater automation with many faceless operators, offering high volume, non-advised sales to SME clients. Many organisations, particularly smaller businesses, have very specific needs and the one size solution may not deliver in its entirety when called upon. We believe that all clients’ insurance exposures should be identified and clearly explained. The insurance solution proposed should fit the clients’ needs and be reviewed regularly to maintain adequacy over time.
Whether you are a new or established organisation, an initial assessment of all exposures facing the business will be carried out. The review is useful to identify any areas where cover can be re-structured for efficiencies. This will also allow for any possible improvements or deficiencies in any current arrangements to be identified. Once discussed and agreed, an insurance solution will be designed and marketed to our network of insurers on your behalf. Our fully costed and recommended insurance solution will be fully explained to you with the opportunity for any questions or changes. There is no cost or obligation for the review.
We provide a comprehensive and swift claims service to all of our clients. Our team are always on hand to provide support and advice when you most need it.
Basic risk management is provided in conjunction with insurers to pinpoint your key business risks and help you contain them. We are also able to offer fee based Health & Safety & HR support in conjunction with our chosen partners. We also now offer all clients FREE access to the HiViz Safety online Health & Safety & Employment Law tool.
Whether a Retailer, Manufacturer, Distributor, Motor Trader, Fleet Operator, Motor Trader, Property Owner or other Organisation, bespoke coverage can be arranged at competitive premiums. Such cover may include; Property, Business Interruption, Money, Goods in Transit or Marine Cargo, Employers, Public & Products liability, Computer, Engineering, Financial lines such as Professional Indemnity, Directors & Officers liability, Crime & Cyber Liability.
''Kidd Insurance Services indeed lives up to its values of protecting businesses and treating each customer as an individual. Ian is very proactive and takes ownership to ensure his customers have the right product that suits their business needs and supports them throughout the journey. We cannot thank Ian enough for making sure our company is fully protected. Ian is such a pleasant person that we now consider him a friend as opposed to an insurance broker.'' Sharon D’souza, Director, Sharon Services (UK) Ltd
Whether one of the traditional professions or whether Scientific, Information Technology or Hardware & Software Services, bespoke cover can be arranged at competitive premiums for such exposures as Property, Computer, Legal Liabilities, Professional Indemnity including North American contracts, Directors & Officers Liability, Crime & Cyber Liability.
"I would like to formally thank you for all of the help and guidance in reviewing our company insurance policies. The advice we received regarding our Professional Indemnity, Public & Employers Liability was first class. Thankfully you took the time to dissect, review and advise me in a manner I understood and also saved me money by suggesting alternative and more relevant policies for our requirements. Overall, the service I received from you in dealing with these policies has proved invaluable to me. I would not hesitate in recommending your services and will happily refer you to others." Vikki Westwood, Director, Wellwood Communications Ltd
We have vast experience of arranging construction covers that would fully comply with JCT conditions and we only offer markets that would be approved by main contractors. In addition to any property and business interruption covers, we can provide cover for employers liability, public and products liability, contract works, contractors plant, hired in plant, temporary buildings, employees tools and effects, design and build professional indemnity.
"We would highly recommend Ian to any start-up business like ours. From our initial meeting and close consultation, Ian has been very amenable and has delivered us a fantastic all-inclusive insurance package covering our Public & Employers Liability, Hired in Plant and Fleet Insurance. Ian has a detailed knowledge of the construction industry insurance market, specifically in our case the demolition/asbestos removal market and has provided us with a tailored solution that fits directly to our Year 1 business plan. We would be delighted to provide any reference to any prospective client." James Warren, Director, Kinetic Demolition Ltd
We have vast experience of arranging covers, including residential and outreach services, such covers include; property (including residents effects), loss of revenue, fidelity, employers liability (including volunteers), public liability (including abuse), management liability (including trustee indemnity), medical malpractice, professional indemnity where, for example, there may be counselling or educational programmes developed or where there is any exposure with media.
“We contacted Kidd Insurance when we needed to increase our Insurance cover. And although there are not many Insurance companies that provide the policy we required the actual cover, and ensuring we had the correct cover was complex. Ian spent time ensuring we understood and had the correct levels of cover in place – taking the time to understand our business requirements.” Karen Gillie, Office Manager, Foster Care Connect
Our relationship with Momentum Broker Solutions provides invaluable access to insurer markets and broking capability, enabling us to contend on a national level. We have access to more than 200 insurer markets, including local, London and Lloyds. Between Kidd Insurance and Momentum, we have over 30 staff focused on supporting our clients.
Coming Back After COVID-19 14, May, 2020 COVID-19 has caused many businesses to shut down or transition their employees to work from home, disrupting daily work life for many. As stay-at-home regulations are scaled back and all businesses are allowed to resume as normal, your employees will be asked to come back to work. While[…]
Keep remote workers secure 1, July, 2020 The Coronavirus pandemic has resulted in unprecedented workplace changes. While the UK is on lockdown, employers have had to make necessary adjustments to allow staff to work from home. Perhaps there will be a lasting shift towards home working – the AApredicts a permanent reduction in the demand for[…]
Working from home during COVID-19 03, May, 2020 As the UK begins to ‘unlock’ it is likely that homeworking will stay in place for some time to come. Employers are responsible for the safety of their employees even if they are working from home. The Health and Safety Executive has created a guide for employers, including[…]
Employer’s Liability 04, May, 2020 COVID-19 raises a number of liability concerns, particularly if employees are affected due to a business’ negligence. Our employees are the lifeblood of our businesses and ensuring that their welfare is looked after is critical to business continuation and moving things on post lockdown. Kennedys Solicitors have provided a comprehensive[…]
Workforce on hold 04, May, 2020 4 Million British workers have been furloughed during the COVID-19 crisis, with the government expected to pay 80% of the salaries of as much as 6% of the entire population. Once an employee is furloughed, they are unable to work in a capacity which either makes a profit or[…]
The spread of the COVID-19 Coronavirus is beginning to affect every element of daily life and commercial activity. Many businesses will suffer from the precautions and impositions that have been put in place in order to prevent the spread of the Covid-19 virus, and it is fair to ask, ‘Am I covered?’ The wordings and[…]
You’ve invested time, money and are about to embark on the journey of your life. Your business will become your livelihood as well as that all important investment for the future. It is vital that your business is protected correctly from outset and that your insurance coverage adapts to meet your needs as your business[…]
Kidd Insurance is pleased to support the local community as a sponsor of Oatridge Golf Club, West Lothian. If your business insurance is below par, raise your game with Kidd Insurance Services! For more information about the club, check out their website at http://www.binnygolfclub.co.uk/
Now making connections with our chosen partners, ask me about…
At Kidd Insurance Services our aim is to provide added value to our clients. As such, we are delighted to announce our partnership with Croner. As a trusted partner of Kidd Insurance, and one of the UK’s leading providers of Health and Safety support, services and software, Croner can provide you with a variety of[…]